What Is A Prior Works Exclusion?

Contractors, let this be a warning: don’t get a […]

You Can’t Just Change Your Class Code

I’ve been working with workers comp since 2004 and although […]

Working With Independent Contractors And Subcontractors

Most businesses have people that help move their enterprise […]

Common Majority Ownership – Part 2 – A Little Clarification

Last month I wrote a blog about Common Majority […]

What Is A Primary And Non-Contributory Wording Endorsement?

Have you – a business owner – ever had […]

What Is a Waiver of Subrogation Endorsement?

Waiver of Subrogation Endorsements are confusing.  According to the spell […]

What Is An Additional Insured Endorsement?

What is an Additional Insured Endorsement?  And why do […]

Inheriting A California Experience Modification

If Experience Modifications (Xmods) aren’t difficult enough to understand, […]

Common Majority Ownership – How It Can Affect Your Workers Comp

Sometimes a man owns more than one business.  If […]

Why Is It Hard To Insure A Business With Multiple Operations?

Milk and cookies go so well together.  Santa eats […]